Accidental Death

Accidental Death Insurance is not full life insurance. It pays out a lump sum if you die as a result of an accident. It doesn't cover you for death by natural causes and that's why the premiums are low. Accidental death is a limited life insurance policy, designed to cover the insured in the event of death due to an accident. Accidental death insurance has certain stipulations, and does not typically cover death resulting from health problems or suicide.

 
 


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