Business Insurance

Being the boss can be both exciting and rewarding, but with it come responsibilities and risks. That’s why it’s important to have insurance.

Protect your most valuable assets

Chances are you’ve protected your business against property loss or damage, but what about the threat to your most valuable asset – yourself and the people you rely on?

The loss, or temporary loss, of key people can have a dramatic impact on any business, and can even cause it to fail. Succeeding in business is challenging enough, without having to worry about the unexpected consequences of illness, injury or death.

So, whatever the size and nature of your business, you need to think carefully about your insurance needs.

Make sure your business survives

Life Cover provides a lump sum if you or an insured key person dies. The money can be used to reduce business debt or replace income that would have been generated by the key person.

Start-Up Income Protection Start-up Income Protection can provide a monthly benefit payment to help you get back to your business, should you become disabled as a result of an accident or ill health, and be unable to work more than 10 hours a week. It's designed to meet the needs of business owners who have been trading for less than three years and who may find it difficult to prove the profitability of their business.

Business Continuity Business Continuity can provide a monthly benefit payment to help keep your business running should you or any key employees become disabled as a result of an accident or ill health, and be unable to work more than 10 hours a week. It’s designed to meet the needs of business owners who have been trading for more than three years, as well as key employees. Business Continuity cover can help keep your business running.

Trauma Cover provides a lump-sum payment or a partial benefit payment if the insured person experiences a critical illness, such as heart attack, cancer or stroke.

Choice between Essential (covers nine serious health events) or Comprehensive (covers 38 serious health events)

With a continuation option, your employee may be able to continue cover if they leave your company.

Total Permanent Disablement Cover provides a Lump-sum payment if the insured person is totally permanently disabled and unable to work again due to accident or sickness.

Click here to view disclosure statement for Richard Piechazek


 
 


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