Income & Mortgage Protection

Can help cover your monthly mortgage instalments or rent payments or other expenses if your earning capacity is seriously affected by illness, disability or redundancy; ensuring your lifestyle is protected.

Buying a home is a big responsibility, and it is something we appreciate you’d likely want to safeguard.  Protecting your mortgage can help make sure your home stays in your hands if for some reason you can’t meet your repayments.

You have the choice of two cover options:

- Mortgage cover pays up to 110% of your monthly mortgage repayments on your residential property. This will help with any interest rate rises, as well as additional expensessuch as house and contents insurance or land rates.
- Income protection covers up to 40% of your gross income, which means even if you are renting, you are still covered for your rent payments if you become sick or injured and unable to work.